• Save Money

    The Ultimate Guide To Receiving Free Foods And Beverages Everywhere

    Food is expensive. Just living in general in a city is very expensive. So as a young gent-about-town, what are you to do when you are short on funds and need to to have a quick bite to eat without having to spend part of your savings? I have looked around to find the best free eats available, and compiled 24 of them for your reference and convenience.

    1. Free samples in grocery stores

    Sam’s Club, Costco, Whole Foods, Trader Joe’s all give free samples away to browsing customers. It’s also easy to dupe with them with an outrageous accent and fake mustache, so you can get at least one more free round depending on how good of a Groucho Marx or Tom Selleck impression you can do.

    2. Go on a date with somebody you meet at OkCupid or Tinder and have them buy food for you.

    That won’t work for everyone – you have to agree on it ahead of time. But hey, there are some people who like to go against the norms.

    3. Complimentary birthday food from a restaurant rewards program

    Yes, my name is Consuelo Garcia and it just happens to be my birthday today. I’d like that slice of complimentary birthday cake please.

    4. The “good guy” discount

    A coworker told me about this one, and he heard it on NPR. Apparently if can appeal to certain clerks or cashier by saying you’re a good guy and know another one when you see one, when you are purchasing their merchandise, that occasionally they will give it to you free, or at a discount at least. Note: This won’t work on a bad guy.

    5. Informational meetings hosting by certain religious sects

    You don’t have to actually become a Hare Krishna. However, you could at least listen to what they have to say. For the free refreshments.

    6. Free cheese and wine from art galleries

    For this one you need to dress up, but since you are the complete gentleman, you will be oozing class already, and people will think your tuxedo t shirt is very charming. Do some schoomzing and make a few clever remarks about Kandinsky, and you will soon be offered plenty of Gruyere and Pinot Noir.

    7. Free samples of frozen yogurt at self-serve places.

    Those sample cups sure are small, but you can of course just knock back one shot after another of the latest and greatest to your heart’s content.

    8. Become a freegan

    Dumpster diving can bring in all sorts of treasures, like half-eaten donuts and pizza crusts.

    9. Mall food court individuals hawking food from trays on toothpicks.

    You can’t go more Panda express for a free meal than this.

    10. Barbershops that give out free whiskey along with your haircut.

    If you happen to have an old-fashioned barber (and it is after noon), he occasionally might provide you with a shot of whiskey along with your haircut. It he does it most likely will be out of his flask that he keeps handy.

    11. Street teams that are passing out free samples of energy drinks

    Go out to a park or public square during the day, and usually there will be come identically-clothed, cultist, twenty-something-year-old urging you to try out a free sample of their new drink, which is probably called something like Baal’s or Bawlz.

    12. Perform a comedy show and totally bomb. This will cause people in the grow to throw tomatoes.

    Hey it’s a lot easier than growing them yourself!

    13. Mayo/ketchup/mustard packs at delis and hot dog stands

    Scoop up an entire armful of ketchup packets and it will give you a day’s worth at least of lycopene. It will make your prostate happy.

    14. Have a friend who is a restaurant worker

    This one takes some advanced planning. You need to have a friend who is willing to supply you with some free food and drink before anyone notices and they get fired, therefore damaging their employment record forever. Sorry, Joe.

    15. Become a mystery shopper

    If you decide to become a mystery shopper -where a company hires you to go on a free eating or shopping spree and then report back to them on the service that you receive – you can get lots of freebies this way. Compensation does vary, however many companies use these individuals to help them improve their business. Therefore everybody wins!

    16. Reddit’s subreddit called “random acts of pizza” is a place where you might be able to get a free pie

    If you really are down on your luck and a pizza could help you get through your day, you can always try appealing to the appeal on Reddit at r/randomactsofpizza and they might arrange for a pizza to be sent to you.

    17. Bakeries throwing their excess baked goods away at the end of the day

    Whenever bakeries have any leftover baked goods left from that morning’s batch, they tend to either throw them out or give them away free.

    18. Your favorite restaurant when it’s having a “free food” promotion

    Many places have promotional giveaways of baked good, appetizers, ice cream cones and other things. However, you might have to camp out in front of the restaurant or stand in a long line.

    19. Participating in the surveys on the bottom of deli and restaurant receipts

    You know those extra miles of receipt paper you sometimes get when you are buying food? There’s a good chance there is a survey there that you can take to get some free merchandise.

    20. Dive bars offering free bar snacks, like cheese balls or Goldfish

    I recommend that you stay at the bar all day long, while hogging the jukebox to yourself and popping those free snacks.

    21. Treat of the month programs such as Godiva’s

    I definitely take full advantage of my truffle of the month membership.

    22. Forage for wild berries

    In urban settings this might not work.

  • Investment Ideas

    Becoming an successful Investor

    Some 80 to 90 years ago when our forth fathers were starting their lives and careers, the only option to
    invest they have at that time was to consult a local broker in their town. Every time they have to make a
    trade of stocks, mutual funds or shares they would have to pay an amount to the broker as their fee or
    sometimes they would have to pay a yearly fee for their trades. As this was the only option it worked
    perfectly and our forth fathers retired not depending upon their insurance policies. So if we want to
    invest now in our age we can use the same method too but the up gradation of technology has made
    our life easier and gave us some new ways to invest even without a broker. These methods are easy to
    use and we can save a lot of money by using them and the chance of getting profit is very much higher
    in these scenario.
    Reasons you want a broker
    Even though the internet has revolutionized all the industries but this industry of brokerage is not going
    anywhere because of the amount of interest people have in the field of investing. Every town contains a
    small brokerage or a full time brokerage service provider for the people of town. Their aim is to provide
    the service for the people who want to invest money for the betterment of their future and some for
    investment. If you do not know a bit about how, where and when to invest and you are afraid to make a
    decision or you want that your decisions should be taken by the professionals and if you want to get one
    on one conservations with your service provider then you need a brokerage of your town because if you
    exhibit one of the above habit then you need a brokerage. You can use a broker and there is nothing
    wrong in it if you are comfortable with it but in this case you are missing to boost up your investing
    potential because you are not stepping towards DIY investor.
    Brokers might be expensive
    If you ever have invested money you should have aware of the fact that there are two type of
    brokerages services the one is the commission based broker that charge a fixed percentage every time
    you invest in a stock for example if you are investing $1000 then your broker will charge you like 5% that
    is $50 for that investment and you will be left with $950 for investing. The other type of service is the
    fee based broker that charges a yearly fee that is a fixed percentage of your total worth. The
    commission based broker might invest your money in a way that gives him more profit but it is not good
    for the market so the federal reforms has enforced the brokers to become fee based brokers and now
    they charge only 1.36% of your yearly investments that means if you invest $1000 a year than in this
    case you will be only charged $13.6 until your others assets are included. Hence that provides a saving
    opportunity to the investors.
    Online brokers are cheap
    There are many online applications and websites that now help you to invest money without a broker
    and sometimes without the trading fee. If you are user of Schwab, Vanguard, Fidelity etc you can use
    their broker option for a very small fee and you can also invest by yourself without using any broker and

    if you are aware of what you have to buy like the mutual funds or ETFs you can directly buy them and
    the only fee you will have to pay is the trading fee and you can save the trading fee also by buying the in
    house funds that you can find the in the list that is on their app and these mutual funds includes mutual
    funds and ETFs.
    Investing by yourself is so much satisfying you can save a lot of money and can gain a lot of experience
    by doing it yourself. As you are investing in the mutual funds online the broker expenses are only 0.03%
    to 0.15% that are extremely low as compared to the other. So if you are investing $1000 then you would
    only have to pay a maximum of $15 from your account. By following this method of investing you can
    save a very big amount every year and you can invest maximum of your amount by following these
    methods. When we talk about this method on life time scale you will be amazed to know the amount of
    profit that you will earn.
    Robo Advisory
    You will be amazed to check the stats because you will get to know that most of the successful funds are
    run by the computers. As the traditional brokers are not going anywhere but they are becoming less
    popular and common. Many of the online investing companies has introduced their own Robo Advisor
    app which have some mutual funds and ETFs to deal with. The companies will charge you a small
    amount and for some this function is free. Your portfolio will be managed by a computer and it will
    invest in the mutual trade funds and the ETFs according to you priorities from the portfolio. So if you are
    not yet ready to for do it yourself investing and you are not willing to pay to the brokers that charge you
    a very big amount then you can go for robo advisory because as it will charge a very less amount and it
    we be safe as your portfolio will be managed by a computer. The robo advisory is a mandatory phase as
    the computer does not become too aggressive towards investing and your amount is invested safe
    according to the priorities you set. They buy low cost mutual funds and ETFs. Many websites like
    Betterment, Wealthfront and Charles Schwab has introduced their own robo advisor so people can save

    The most famous and successful investor Warren buffet also says that you do not need a broker all the
    time to invest. As the technology has automated the way of investing and with the introduction of robo
    advisory it is very easy to invest and earn. So these were some tips for becoming a successful investor
    and doing the investing process by yourself. This will help you a lot to step up in to the world of do it
    yourself investing.
    Drop a comment below in the comment section and also share your experience of investing money and
    saving the heavy fees you pay for the investments all the time.
    Have a good Day!

  • Make Money

    Ways to Earn Some Extra Money from Your Home

    I know the first the question that will come into your mind when you will read the title will be that is it
    really legit to make money from home-based job? If you are thinking the same then this is because that
    you would have heard people losing their money on these job or you will have tried for a job but failed
    to be get paid. So here in this article I will tell you about methods from which you can make some easy
    and quick cash by sitting at your home. These jobs can be full time or part time and it is up to you to
    choose what to do. Earning cash from home is easy and you will save much by that. So starting by the
    first method,
    1- Virtual Assistant
    Time is money, some save their time instead of money and some save their money instead of time
    according to their preferences. So people hire virtual assistant to do tasks on their behalf. You can assist
    someone online by managing their websites, their social media posts and posting on their behalf on
    their websites. Many people do not have the time to manage their websites and social media account or
    sometime need some help in their tasks so they hire virtual assistant. These virtual assistant has to post
    content on the website, answer emails or social media accounts and can earn much from that.

    2- Graphic Designing
    You can become a good graphic designer and could earn from your home if you can design logos,
    clothes or graphics. There are websites like 99designs and Cafepress which have plenty of graphic
    designing jobs available and in order to avail one you have to make a profile at their website and you
    can then get jobs on these website. You have to make your portfolio strong by doing some quality work
    in order to earn some good cash.

    3- Website Designing
    If you have a potential of designing some good business website that will attract the customers toward
    it then you can easily earn hundreds of dollars a month. You can start website designing by making your
    own website and putting that in your portfolio. Due to the excess of e-Trade people around the globe
    are shifting their businesses online and for that they need a beautiful website that can attract costumers
    effectively. So you can start by making an account on Fiver on Upwork and can get a lot of jobs there.

    4- Freelancing
    You can become a freelance writer if you can write easily the only thing you need to know to start earing
    as a freelancer is that you should have the knowledge of the topic you are going to write. Yeah it is also
    important that you should write in a way that the people could understand the reason of your writing.
    Websites are continuously looking for good content writers and you can become by taking a start by
    doing some blogging and making a profile at Fiver.com and you can also get work by biding on
    assignments on Upwork. These websites can help you to create a profile in content writing business and
    you will be amazed to know that many of the good content writers around the globe earn in 6 figures
    around the year.

    5- Affiliate Marketing
    Affiliate marketing is a process that will take your time and will test your patience and then it will reward
    you. If you already own a website and use it for some purpose then this is quite easy but starting a new
    website will take your time and hard work. You can earn by affiliating with brands and stores and every
    time a sale is made you will earn your commission. Although affiliate marketing cannot give you direct
    income but it can be a good source for your passive income.

    6- Sell online courses
    If you have a specific field in which you are expert and if you have any knowledge that you can teach to
    someone else than you can make this a passive income source. You will have to create video lecture or
    you will have to make Ebooks. After that you can sell your online course on websites like Udemy,
    Teachable and Thinkific or you can make your own website to sell. You will earn every time a person
    buys your course and in order to earn more you should put some tutorials on your websites and
    YouTube and do some marketing.

    7- Proofreader
    Many writers, lawyers and business need a proofreader to read their documents thoroughly this is
    because they do not want any mistakes of grammar and typing mistakes in their documents and in legal
    documents it can cost much to a person so they tend to hire a proofreader so if you have a good
    grammar and a good habit of reading then you can earn from that and make a living.

    8-Become an Audio Transcriber
    You can be paid by hours if you step in to this field. You can earn a high amount of cash every month if
    you are an expert at transcribing audio calls. You can work according to your need and in your
    convenience time and you can also do full time work if you want. People want a transcriber for legal and
    medical purposes.

    9- CSR
    You can become a customer services representative (CSR) and work from home. Businesses around the
    globe are switching from full time customer representative to people who can work from home because
    this cost them much less than traditional employs. This job can be seasonal because many online stores
    like Amazon hire people for their convenience in the season peak time. You can also get a full time job
    too. For this job you need a good internet connection and a telephone. You should make your home a
    place where you could work easily in order to earn some good cash.

    10- Test websites
    There are many companies and businesses that give a lot of importance to people’s feedback and even
    pay people for testing products this is the same with website. You can take a start from website like
    UserTesting where you will get websites to test and you will be paid for testing these websites.

    11- Teach a Language you know
    You can teach a language on websites like Verbal Planet and set your hourly rates according to your
    knowledge and will to teach through Skype. Those people who want to apply for citizenship need to
    learn the native language so you can teach them or you can also teach other people any foreign
    language you know and earn some good cash.

    12- Do Surveys
    If you want to earn in your spare time without any commitment of time according to your schedule then
    you can earn by doing surveys online. You can take a start from websites like Survey Junkie and earn a
    good amount. You get points for the surveys you answer and then you can redeem those points in to
    cash or gift cards. You can earn more on these website if you stay active and are selected in focus

    groups. Other websites like SwagBucks pay you for doing surveys, playing games and shopping online.
    These websites cannot make you a living but you can earn some extra cash throughout the month from
    these websites.

    So here were some methods from that you can earn by sitting at your home. As the internet has made
    life easy for people you should avail that and earn through it although it seems new to some people but
    many have made their lives by earning money online. So you should better try these options for earning
    some good amount of cash every month. Do comment in the comment section below and also share
    your experience of making money online from these methods, Best of luck and have a good day!

  • Life

    Things you need to know to become a Millionaire

    Everyone now a days has a dream of becoming a millionaire, billionaire or achieving a certain level of
    financial stability they have set up for themselves and many of the people want to retire with a wealthy
    life. Everyone wants to do this but most of the people do not try for it as it is meant to be. To reach a
    goal like that you should have a lot of money in your saving account for that you need a lot of
    commitment to save money. You can find a millionaire at your back in line of the grocery store or you
    can find someone filling his car in the gas station in an ordinary car. You will be amazed to hear that how
    these simple people have adapted some habits and became a millionaire by sticking on them. So my
    today’s article is about how you can be the one and I will tell you about these habits that you need to
    adopt to achieve your dream of financial stability. So starting from the 1 st ,

    1- Stick to your job
    Working in a same company for a very big period of time can give you many benefits. The person who
    got the most beneficial retirements plans are the ones who stayed in the same company for years and
    decades. Staying in a company or an organization for a longer term can give us many benefits like we
    can end up with a big percentage of salary, can have a good retirement plan and can get a lot of amount
    from our insurance policy. So to become a wealthy person you don’t need a high status job or
    promotions you can do that by maintaining a stable employment. As it is not as easy to stay in a
    company for a longer period of time and it is a time when people are overtaking each other’s job but
    you can still be the one who stays in a company for a bigger period of time.

    2- Invest for your Future
    Most successful retirement plan is the one for which you start working from the 20’s or 30’s this is the
    time when you are ready to face and enjoy so at this also start preparation for your retirement plan.
    Most of the employers companies give its user the term insurance policies, the most famous is the 401k
    plan and every penny you invest in that account is a future hundred dollar for you. Most of the
    company’s gives you plan like that and now it is up to you to avail or not. So you should start putting an
    amount into your account every month and also put your bonus every time in your savings account.

    3- Setting up Goals
    You cannot go to a certain place without any clear road map, the same is with the money saving
    scheme. You need to know your goals and have to set time limits to achieve them. By this you will be
    able to challenge yourself to achieve a certain goal you have set for yourself. Successful people do not
    just start one day and get money they work for year they plan everything so the 1 st thing you should be
    doing in your money saving process is that you should set your goal. As a beginner you can start with
    short term goals and then move to medium term and long term goals. So set your goal ad take a start.

    4-Ask for Advice
    One of the important thing that most of the successful retires adopt is that when they do not much
    about a certain investment or passive income approach they ask for advice or hire any person that is
    expert in it or get some expert advice. It is not neccasry all the time to do it yourself investment you can
    take advice from the expert and leave the decision making to the experts. The same goes for the taxes
    you should be asking advice if you do not know about it.

    5- Keep yourself Busy after your job or retirement
    Keeping yourself is a vital step in the process of keeping yourself happy because a busy person tends to
    be happier than a person with a lot of free time and sometimes people spend hundreds of dollars on
    entertainment purposes to keep themselves busy. So it is better to save those hundreds of dollars by
    keeping yourself busy. You can keep yourself busy in a job that you love to do a job that can give you
    quality time and some income even you can do a job for less payment if you want to enjoy your time. If
    you cannot find a job of your type you can usher your services for a sport event or can take care of your
    local library for free to keep yourself your busy.

    6- Multiple sources of income
    Having an income source is necessary to survive in this society for a living but the successful retires are
    the ones who maintain multiple sources for their income by this they are able to achieve a level of
    financially stability they have set for them. You can end up with multiple sources like your pension,
    rental income, Insurance plan, part time work and your investment money. So it is better to have

    multiple sources of income then to depend on only one as by this you would have more money to save
    and invest.

    7- Protecting your Credit Score
    Another habit for getting your goal of financial stability in time is that you should try to maintain the
    highest credit score because by this you would be able to get the lowest interest rates on big payments
    like mortgage and car loans. You can improve your credit by paying the payments on times and getting
    the debt of in time by this whenever you will have to take debt you can get that in lower interest rates
    than usual. So this becomes another habit to save money easily.

    8- Don’t pay for what you don’t use
    This habit is one of the essential of money savings steps. You should not pay for the memberships and
    subscriptions you do not use. Your monthly budget will help you to know where you are spending extra
    and the time you realize that you do not need this subscription or membership skip it out. For example if
    you are using a cable subscription and you do not have time to watch TV then you should skip this and
    this goes the same for your club and gym memberships and even your security systems .

    9- Patience is everything
    One of the most important part of money saving and getting wealthier is patience. You cannot just
    become a millionaire one day but you have to do a lot of hard work for years and decades and it will
    definitely test your patience many times in many years. To achieve your goal of financial stability it can
    take years and decades of budget making, money saving and investments so it is very important that
    you keep yourself patient for years to achieve the goal of your financially stability. Most successful
    people are those who have stayed patient and seen the hard times and challenge themselves to
    accomplish the goals they set for themselves.

    10- Pay yourself First
    Saving for yourself is important when you are investing you money. In the discipline of your finance it is
    one of the important steps to set money aside for yourself while paying others. A research says the most
    successful people has the habit of setting money aside for themselves and they do this every time.

    11- Think before Spending
    When you become financially stable services providers and investors tend to contact you more than
    usual. So there is a time when you have to think more and more before spending your money. When
    you face a situation like that always ask questions from the experts and do a lot of research from your
    side. This could be for a business or an investment you are going to do. At this situation you can be
    attacked by many scammers so before doing a business or investment in something always ask
    questions and completely satisfy yourself with these questions and answers and do look for referrals
    before doing a business to keep yourself and your money safe.

    So these were some of the habits and trick to become a wealthier persons. As all it takes is to be patient
    determined and focused to achieve the level of your financially stability. So you should remain focus on
    your goal because it will lead you to become a millionaire and by adopting these habits you can get that
    even faster. Drop your comments in the comment section below and do share your experience of
    getting wealthier from adopting these habits and what problems you faced in the road towards your
    financial stability.
    Have a good Day!

  • Make Money

    Ideas that will earn you Passive Income

    Are you tired of your job that only pays you a fixed amount every month? And after years of hard work
    in the company the only success you will get is some dollars bonus. If this is so then it is the time for you
    to think about passive income. Passive income can amazingly change your amount of income in years
    and you can live a completely changed life. One of the best part of passive income is that you can easily
    focus on your life goals and you do not have to worry about your source of income. Most of the people
    think that earning passive income is not legit, that is completely a myth it only take some hard work in
    the start and patience then you can easily start earning from a passive income source. One thing you
    need to be very clear in your mind is that these income sources will take your time and money and you
    do not have to worry about the investment as it will pay off well.

    One more thing you need to know if you do not have the idea that what is this passive income. It is
    basically a source of income in which you have to invest in the start or work a lot in the start and after
    the initial work is done you can earn income from it gradually and after the initial stage the only work
    you have to do is a bit of maintenance and sometimes you do not even have to do the maintain ace. So
    passive income basically means a process that demands a lot of work or investment in the start and then
    you can sit back and earn from it. Passive income has many benefits like you do not have to worry about
    the retirement and you can have multiple sources of incomes. Passive income gives you comfort so that
    you can enjoy your time you can have time for your family and yourself. If you are job holder than you
    must think about converting to passive income sources as you do not know for how long you are in the
    company and there is a very less chance of earning more than you want.
    So here in this article I have put together some of the best ideas for you that will help you to start
    earning your passive income. So starting from the 1 st.

    1-Affiliate Marketing
    One of the easiest way to earn passive income is affiliate marketing and this a source from which you
    can earn while you are on vacations and even while you are sleeping. So if you want to be affiliate you
    need to have some internet knowledge. As an Affiliate marketer you have to promote products made by
    other business from your website, social media account or blog. You are given a link by the
    manufacturer and all the sale made from that link earns you a commission. So by some extra marketing
    and promotion of your content you can earn thousands of dollars. As it is the easiest because you do not
    have to manufacture products and ship them all of this is up to the business whose products you are
    promoting. Let me give you an example of affiliate marketing, suppose you link up with Amazon and
    promote and sale the products of Amazon from your website as when a purchase will be made you will
    earn your commission or reward.

    2- High Yield Savings account
    This type of passive income is the easiest type of income that you can avail. If you have money in your
    account then this is the easiest way to earn passive income. If you have put your money in accounts
    where you are getting very low rates then you are not doing it right because there are banks and
    companies that are giving high interest rates than yours and you just have to search a bit. For a free

    advice you can use Betterment as an option for your investment, you can get 1.85% interest rates in the
    start on your money. There is no better place than Betterment for investment as you can use this app
    for many functions and can get the highest interest rates and to sign up and get started it is very easy.
    So you can even start with a little amount of $10.

    3- Rent your property
    Renting your property is that type of passive income source that takes a little hard work in the start and
    after that it becomes a smooth and steady flow of cash every month. If you have some houses and flats
    then you can just sit back and earn for life and you can sell your assets after a long time with more
    profit. If you want to earn more from your assets you should put some money in maintenance.

    4- Renting you room
    You can earn from renting even if you do not property assets. You can even rent a room or even a bed in
    your house and earn from it. You can rent your spare rooms in your house and even hire roommates to
    earn you a passive income every month. This would not make you rich but it can be a good side income
    source that will boost your income to some extent. You can also use AirBnb for this purpose as you will
    get paid guest, visitors around the world use AirBnb for cheap rooms and bed. You can charge according
    to the area and the season.

    5- Blogging
    So here is an idea that needs a lot of hard work and patience to earn. Blogging demands a lot of hard
    work and knowledge about what you are writing. Many successful bloggers around the world earn
    thousands of dollars every year. Starting a blog is not quite easy and you need to know about writing
    before you start. As to make blogging more profitable you can start affiliate marketing from your blog.

    6-Start your Business online
    Doing online business is not much difficult as it is to work in the local market. You can start with zero
    and can earn hundreds of dollars monthly. The pathway is simple you just need to make an online store
    and do a lot of marketing. You would be thinking of what to sell and how to deliver? The answer to this
    is quite simple that you do not need your own products to be sold out every time you can sell others
    products. You can contact manufacturers for selling and promoting their products and ask them to
    deliver the product by their own as many companies do so. So you would only have to promote your
    store and influence people to buy product from your website and you would then easily earn passive

    7- Writing a book
    Writing a book is not as easy as you would have thought but it can turn out to be a good source of
    passive income for years as you publish your book. You need a knowledge to write good that attracts
    people towards you. Once you complete writing you need to publish your book and every copy of your
    book being sold will give you your commission. As this could be turned out to become a passive source
    of income for years to come. Many successful writers earn $100,000 per year.

    8- Creating an online course
    Creating a course is same like writing but this time you need all your work to be done on the computer.
    If you are good at any specific thing like a subject, an idea or any other stuff that you can teach you can
    make an online course of it and sell it. Your online course can include E-Books, video lectures and other
    form of teaching materials. You can put your online course at website for sale as you can find many of
    them easily. You can also use Amazon for this purpose. Once you start selling your course you can start
    earning. It can turn out to be a good source of passive income and if you want to earn more and more
    you need strong marketing of your course.

    So these were some of the passive income ideas. As passive income is not so easy to earn but once you
    can take a start the road becomes easy. Some of the ideas above need time, some of them need money,
    some of them need the both and some are quite easy. It takes a lot of hard work in the start as you have
    to sacrifices your time, your sleep and your wishes sometimes but once you are on the road of passive
    income you can enjoy your life as you want. You can spend wherever you want without any issue of
    income. An idea for you is that you should start your passive income idea as a part time job. By this you
    would be able to earn more than usual.

    Drop your comment in the comment section below and also share your experience of earning from
    these ideas.

    Have a good day!

  • Investment Ideas

    Best Ideas to Invest Intelligently

    Everyone around wants to earn passive income so that they could spend their future life in peace
    without working. But for that you have to invest money or start a business. Investing money is not as
    simple as you think and if you need results like that you won’t have to work in your future and enjoy
    your life by resting at home. Earning passive income and trying to work for that has a very big impact on
    your life. Have you ever thought what if you got sick in your 60’s or 70’s then who will earn for you and
    what will be your source of income? To overcome this you have to work to get passive income and the
    easiest way to earn passive income is to invest your money.
    As you would be now thinking who you can invest so that you can get the maximum results. There are
    some tricks for that and today in this article I have come up with some ideas that will help you invest
    your money intelligently and you would earn a maximum profit. Everyone has his own plans but the
    factors you should consider here is your age and income. Let’s start with the 1 st idea,

    1- 401(k)

    This a savings plan that is mostly offered by your employer in which a specific amount is being cut off
    from your income every month and is being invested. One of the benefit that 401k provides is that you
    won’t have to worry about the income tax on investment made at 401k. To get the maximum from 401k
    make sure you match your employers match. To explain that let me give you an example that your
    employer offers a 50% of match on contribution up to 6% and now you are paying 6% of your pay for
    401k then your employer will pay the 3% of your contribution every money. That is a good amount for
    savings though and if your employer does not offer a match it is still worth it. So you should better be
    looking up to this to take a start. You could pull out your amount with profit at the end of your

    2- Savings account (online)

    Saving money in your traditional bank is not intelligent anymore as your bank pays you very less interest
    rate that is not making a big difference in your life. Now a days there are online banks that gives a big
    amount of interest rates in compairision to your traditional banks and you can also open your account
    for free and manage them for free. You should use these online funds for short term goals and you
    should first save an emergency fund before going to any vacation. One of the benefit that these online
    bank account gives to you is that you can easily pull out your money whenever you are in need. This
    could not happen in your traditional bank or in your 401k plan where you will be charged for that. CIT is
    an online bank where you can get interest rates as high as 1.85%. In these type of banks it is very easy to
    invest like you can connect your debit card or credit card with it and set a percentage that should be put
    up in to your savings account every month. By this you would be able to save good without disturbing
    your budget and you would also earn a good amount of profit on that too. These savings accounts are
    one of the best methods to save a good amount of money.

    3- Crowdfunded Investments

    Crowdfunded investments basically means that a lot of people from different places invest in a single
    mutual fund and that fund could be a property share or something else that can give profit and after
    that when that mutual funds gives profits it is shared between all the participating members. To get the
    maximum benefit you should look for real estate crowdfunded investment. You can earn about 8% to
    12% of profit or even more in some cases in these type of investments. There are some online
    companies that will help you out in this regard. For example there are companies like Fundrise, Equity
    Multiple and Realty Mogul that help you invest in residential or commercial properties with as little as
    $500 to $1000. The profit could be different according to the type of investment you choose. There is
    another platform named as Lending Club that provides loan to people who are in need of that for short
    period of time. My suggestion to you would be that you should take a start from another investment like
    401k and then after spending some time in that then you should look for crowdfunded investment.

    4- Mutual Funds

    If you are looking for long term savings then you should go for mutual funds as they are a pool of money
    developed by other investors. You should make a portfolio of stocks or bonds to make the best out of
    mutual funds. You need not to worry about the profits as these funds are managed by professional
    managers who work for it all the time. In order to invest in these mutual funds you had to go through a
    brokerage account but if you want to save money from these brokers you can look for online companies
    like Vanguard or Fidelity as they charge a little or no fee.

    5- ETFs

    ETFs are similar to stocks. Exchange Traded Funds mainly known as ETFs are a type of stocks or
    securities that enables you to access a number of markets around the globe. These type of funds can be
    bought from stock exchange through a brokerage. These type of investment are best when you are a full
    time investor and you are ready to go with the flow of stock market and take necessary risk where
    required. You have to set your goals and make a portfolio so that you could have a clear image of where
    and who much to invest. ETFS comes with many benefits like you won’t have to pay any sales fee. In
    these kinds of Funds you would have to pay a brokerage commission.


    CDs is a bit different from other kind of investment funds. CD means certificate of deposit and here you
    would deposit your money for a fixed amount of time and you cannot take that amount out in that
    period unlike other online savings account. And if you would take out your money you would be fined so
    there is no benefit of saving then. The CD offers you a big amount of interest on your deposit but you
    have to wait for your time. The time limit depends upon you and the time you set for your deposit is

    called the maturity time and the interest rates are fixed. This is a great idea if you have an amount that
    you do not need for a time. This kind of deposits are risk free and you do not have to pay any kind of fee
    here. To explain how much you would earn let me give you an example let us suppose you deposit
    $10,000 at an interest rate of 2.5% for 5 years you would get $1250 for that after the maturity time.

    7-Investing for a longer period

    One of the best way to build up an empire for your future is the stock market. You could definitely get
    that much income in the future after working for some years in the stocks. It could be fun while
    investing in singles stock but this is not a reliable idea for your future. To earn a good amount you need
    to be very consistent with your investing and you should be calm enough to go through the ups and
    downs of the stock market as the shares will sometimes go in loss and sometimes in profits. But if you
    are investing for a longer period of time then one thing for sure is that you would get a very good result
    in the end. This could be a stressful job to do and you would have to embrace a lot of things in this
    process. Famous persons who had become millionaire from the stock markets always suggest to invest
    in the Index funds in the starts because these funds are risk free and gives a good amount of profit. One
    of the thing that matters here is your age because if you start investing in a young age you would be
    able to make a big empire out of it because it will give your money the time to grow. Buying individual
    stocks is never the safe and it is big gamble so if you are not ready for losing your money then you
    should not go for that.

    So these were some of the best ideas that will help you to invest intelligently. Make sure you go through
    them before you start investing. Do comment in the comment section below and also share your
    experience of how motivated are you and who relaxed are you feeling about investing your money after
    reading this article?
    Have a good day!

  • Save Money

    Different Ways To Find Nutritious Good At Grocery Stores At Low Cost

    Whenever I tell people that I don’t like grocery shopping, most of them find it really surprising.
    Listen, it’s kind of weird and unlikely to be good in something you don’t really enjoy or like. The
    truth is that I would prefer just staying at home sitting on couch and spend my whole day like it
    instead of going on a grocery shopping. On the other hand I comprehend that grocery shopping
    is one of the best choice for our family from both nutrition point of view and financial point of
    view. Each week I battle the choices of the aisles and make out the most of it.
    The most constant challenge is how to find nutrition goods at grocery stores at reasonable
    price. I try and make the most of our every budgeted penny.
    To solve your this issue we have put our heads together and made up the list of different ways
    to find a nutritious goods at grocery stores at low cost. Here you go!

    Labels Does & Doesn’t Matter

    My head really spins while deciphering the claims and ingredients on a packaged product. By
    flipping over a package to see which ingredients are listed first you will also find out what’s the
    quantity of the product inside that package. Marketers wants to make your head spin at the
    same time and to do that they will put every effort on which they can to make you convince
    that you need a particular food. So make sure you read with a careful eye.

    Keep Everything Under Control

    Fruits and veggies always keeps our body happy for sure. Though it’s okay to squander now and
    later on the treat you would love to have. Deep breath of relief. I feel like that when I prevent
    my self from having a particular food and I can tend to end up going across the board. A dish of
    ice or a bit of chocolate won’t cause the ship to sink at all. The important thing is to control the
    portion size but forbearance now and then is a good thing.

    You Can Find Out Where Most Of Your Agricultural
    Products Originate

    I really enjoy and love the time whenever I hang out with my farming friends because they
    share all kinds of superb tips with me such as how to tell where your eggs come from and
    bundle of thanks to those maids who told me about where’s my milk from? I was again pleased
    and surprised when I get to know that most of the pork we purchase comes from right here in

    Shopping with kim was such a heartening experience in that we are already on the right path in
    so many ways and one of the best part was I burned a lot of calories because she walks a bit
    fast. Overall it was a great reminder to get focused again on the fruit and veggies as they are
    also good for health and I really love red peppers, cucumbers, apples, watermelons and sugar
    snap peas. Oh I forgot to tell you that how I love apples and some peanut butter. Occasionally.
    Ill mix up some whipped topping with peanut butter for an awesome treat. I start mixing it
    straight in the container with the help of fork until it turns light and fluffy. It is really a simple
    recipe but such an amazing pleasure.

    Do you remember anything about “How Many Meals Can You Get From $50” post that in
    United States people only spend 6.6% of their income on the food consumed at home. This also
    means that compared to all of the nations around the world food prices are low no matter how
    many times media show the reports about they’re being on the high price again. Don’t you
    think that we should make the most of that great blessing? Haven’t you ever thought about
    stretching out our dollars and pennies until they let out a little yelp?

    So guys, this was the list of those different ways to find a nutritious goods at grocery stores at
    low cost for you. We would love to hear some words about it from you guys so leave a
    comment about it and also don’t forget to share you strategies with us too!